US Dollar to Singapore Dollar (USD/SGD) Exchange Rate Today
Travel moneySingapore manages its dollar differently to most countries. See what that means for today's rate.
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USD to SGD Conversion Table
Common amounts converted from US Dollar to Singapore Dollar at today's rate.
| US Dollar (USD) | Singapore Dollar (SGD) |
|---|---|
| 1 USD | — |
| 5 USD | — |
| 10 USD | — |
| 25 USD | — |
| 50 USD | — |
| 100 USD | — |
| 250 USD | — |
| 500 USD | — |
| 1,000 USD | — |
| 5,000 USD | — |
| 10,000 USD | — |
| 50,000 USD | — |
How much Singapore Dollar will you actually receive?
Estimated cost to convert USD 1,000 to SGD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | SGD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about USD/SGD
If you are travelling and need Singapore Dollar, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
USD/SGD rate statistics
Is today's USD/SGD rate good or bad?
We compare today's live US Dollar to Singapore Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, USD holders get more Singapore Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
Singapore uses a unique monetary policy framework - the MAS manages the exchange rate (not interest rates) as its primary tool. SGD trades within an undisclosed policy band against a trade-weighted basket of currencies.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the USD/SGD exchange rate?
The USD/SGD rate tracks how many Singapore Dollar one US Dollar buys. Unique among major pairs, SGD is managed by the Monetary Authority of Singapore using the exchange rate itself (not interest rates) as the primary policy tool.
USD is issued by the Federal Reserve (ranked 1st globally - meaning it's the 1st most bought and sold currency in the world). SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th). Full USD profile | Full SGD profile
What drives this rate? Monetary Authority of Singapore policy (which manages SGD via an exchange rate band rather than interest rates), regional trade flows, and broad USD sentiment.
Is today's USD/SGD rate good or bad?
The US Dollar to Singapore Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Converting US Dollar to Singapore Dollar? Read this first
Converting to Singapore Dollars? Singapore's money changers in shopping centres (like Mustafa Centre or The Arcade at Raffles Place) are known for offering some of the best rates in Asia. Cards are widely accepted. Singapore is expensive, so even small rate differences add up.
Watch out: The USD/SGD rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Did you know?
- The US $100 bill is the most counterfeited denomination globally - the Secret Service estimates about 0.01% of all hundreds in circulation are fake.
Frequently asked questions
Is now a good time to convert USD to SGD?
Whether now is the right time depends on your personal circumstances and timeline rather than market timing. Check the rate panel above to see current USD/SGD levels and compare them to rates from previous weeks or months using the chart to understand recent volatility.
Consider your travel dates, how long you plan to stay in Singapore, and whether currency movements will meaningfully impact your budget. If you need Singapore Dollars soon, focus on minimizing fees rather than waiting for a "better" rate.
What moves the USD/SGD exchange rate?
The USD/SGD rate fluctuates based on interest rate decisions from the Federal Reserve and the Monetary Authority of Singapore - when the Fed raises rates, the dollar typically strengthens, while MAS policy moves can weaken the Singapore Dollar. Economic data matters too: US inflation, employment figures, and GDP growth influence Fed expectations, while Singapore's trade balance and economic growth affect demand for its currency.
Safe-haven flows also play a role; during global uncertainty, investors often buy US Dollars, pushing USD/SGD higher. Oil prices impact Singapore's economy significantly since it imports most energy, and regional Asian currency movements can create ripple effects in this pair.
Will US Dollar get stronger or weaker against Singapore Dollar?
We cannot predict currency movements with certainty. Factors to watch include Federal Reserve interest rate decisions, US inflation and employment data, Monetary Authority of Singapore policy statements, and broader economic conditions in both countries.
The comparison table on this page shows historical USD/SGD performance, which can help you understand how this pair has behaved during different economic environments. Your decision should be based on your actual travel needs rather than currency forecasts.
How can I avoid fees when converting USD to SGD?
Banks typically charge conversion fees ranging from 2% to 4%, while currency specialists and online money transfer services often offer more competitive rates with lower markups. Compare the all-in cost across multiple providers - look at their quoted exchange rate plus any flat fees to see which gives the best total value.
If you're converting a large amount, some specialist currency brokers will negotiate better rates than standard retail offerings. Using ATMs in Singapore to withdraw Singapore Dollars from a US bank account can sometimes work out cheaply, though your home bank's international withdrawal fees apply.
Should I exchange Singapore Dollar at home or abroad?
Exchanging before you travel often locks in a rate but means carrying cash, while exchanging in Singapore gives you flexibility but typically involves higher fees at tourist-heavy locations. Airport exchange counters in Singapore tend to offer worse rates than banks or ATMs in the city itself, so avoid converting large sums there.
Many travelers find that withdrawing Singapore Dollars from ATMs in Singapore using their US debit card offers competitive rates with transparent fees - check your home bank's international ATM fees first. Combining a small pre-trip exchange for immediate expenses with ATM withdrawals once you arrive often yields the best overall result.
How far does US Dollar go in Singapore?
Singapore ranks as one of Asia's most expensive destinations, with costs comparable to major US cities like New York or San Francisco in areas like dining, shopping, and accommodation. Check the rate panel above to convert USD/SGD and then compare local prices: a meal at a hawker center might cost 5-8 Singapore Dollars, while restaurant meals in central areas run significantly higher.
Housing and private transportation are particularly expensive relative to Southeast Asian neighbors, though public transit is excellent and affordable. Your daily spending power depends heavily on your lifestyle choices - budget travelers can find value in hawker centers and local activities, while luxury experiences match or exceed US pricing.
What is the cheapest way to send USD to SGD?
Specialist money transfer services like Wise, OFX, or Remitly typically charge lower fees and offer better exchange rates than traditional banks, which can take 2-4% margins on top of their quoted rate. Wire transfers through your US bank usually arrive faster but cost $30-50 and include worse exchange rates.
For smaller amounts, consider cryptocurrency exchanges or peer-to-peer services, though these carry different risks and complexity. Compare the total cost - including the exchange rate markup and all fees - across at least three providers before sending, as a seemingly small rate difference can equal significant savings on larger transfers.
What is a good USD to SGD exchange rate?
A "good" rate is relative and depends on whether you're converting USD to SGD or the reverse. Review the chart above to see how USD/SGD has traded over the past several months - this shows you the recent range and helps you understand whether the current rate sits near recent highs, lows, or average levels.
Rather than chasing the absolute best rate, focus on comparing total costs across providers, since fees often matter more than the exchange rate itself. Rates change constantly throughout the day based on global market activity, so timing your conversion to catch a peak is difficult for most travelers.
Is the USD going up or down?
The US Dollar's direction against Singapore Dollar depends on the specific timeframe - check the chart above to see recent trends versus longer historical periods. Short-term movements are driven by daily news and trading flows, while longer-term strength depends on relative interest rates between the Federal Reserve and Monetary Authority of Singapore and economic growth differences.
Rather than focusing on whether the dollar is rising or falling, consider how a currency move would affect your specific travel budget - if you need Singapore Dollars in the next few weeks, your timeline matters more than predicting future direction. Historical data shows this pair has experienced significant swings, so reviewing the comparison table gives perspective on current levels.
Is $100,000 a good salary in Singapore?
A $100,000 USD salary in Singapore converts to roughly 133,000-137,000 Singapore Dollars annually (see the rate panel for current conversion), placing it solidly in the upper-middle income range for the country. Singapore's cost of living is high - housing, education, and healthcare consume significant portions of income - though this salary level typically allows comfortable living with savings.
Income tax in Singapore is progressive and generally lower than US federal tax, but you should factor in Central Provident Fund contributions, which function as mandatory retirement savings. Your actual purchasing power depends on housing choices, family size, and lifestyle preferences, but this income level generally supports a good standard of living in Singapore.
Is 5000 USD a good salary in Singapore?
A 5,000 USD monthly salary equals roughly 6,600-6,900 Singapore Dollars monthly (check the rate panel for exact conversion), which is below Singapore's median income and would create financial challenges in this expensive city. While this amount exceeds average wages in neighboring Southeast Asian countries, Singapore's high costs for housing, transportation, and food make it tight for comfortable living.
Most expats earning this level in Singapore live frugally, share accommodation to reduce housing costs, and rely heavily on public transit rather than private transport. Your actual feasibility depends on whether your employer provides housing allowances, health insurance, and other benefits - basic salary alone at this level typically requires significant financial constraints.
Is the American dollar strong in Prague?
This question concerns USD/CZK (US Dollar to Czech Koruna), not the USD/SGD pair shown above. Prague uses the Czech Koruna as its currency, and the US Dollar's strength there depends on USD/CZK exchange rates, which are influenced by US Federal Reserve policy, Czech National Bank decisions, and economic conditions in both countries - entirely different factors than those affecting USD/SGD.
Use the currency converter to search for USD/CZK rates if you're traveling to Prague, or contact ExchangeRates.com support to learn about dollar strength in the Czech Republic.
Learn more
- MAS Monetary Policy - How Singapore's unique exchange-rate-based monetary policy works
- FRED - USD/SGD Daily Rate - Historical Singapore dollar rate data
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.