US Dollar to Hong Kong Dollar (USD/HKD) Exchange Rate Today
Fixed ratePegged within a narrow band since 1983. The rate barely moves, but your provider's markup still matters.
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USD to HKD Conversion Table
Common amounts converted from US Dollar to Hong Kong Dollar at today's rate.
| US Dollar (USD) | Hong Kong Dollar (HKD) |
|---|---|
| 1 USD | — |
| 5 USD | — |
| 10 USD | — |
| 25 USD | — |
| 50 USD | — |
| 100 USD | — |
| 250 USD | — |
| 500 USD | — |
| 1,000 USD | — |
| 5,000 USD | — |
| 10,000 USD | — |
| 50,000 USD | — |
How much Hong Kong Dollar will you actually receive?
Estimated cost to convert USD 1,000 to HKD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | HKD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
USD/HKD is a pegged rate - here is what that means
This currency pair involves a peg, so the exchange rate barely moves. Timing your conversion makes almost no difference. Instead, focus entirely on minimising the fees and markup charged by your provider. The provider table above shows how much each one would charge.
USD/HKD rate statistics
Is today's USD/HKD rate good or bad?
We compare today's live US Dollar to Hong Kong Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, USD holders get more Hong Kong Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Hong Kong dollar is pegged to USD within a 7.75-7.85 band maintained since 1983. This means timing your conversion makes almost no difference - the rate barely moves. Focus entirely on minimising provider fees.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the USD/HKD exchange rate?
The USD/HKD rate tracks how many Hong Kong Dollar one US Dollar buys. One of the most stable pairs in forex. HKD has been pegged to USD within a 7.75-7.85 band since 1983, so the rate barely moves.
USD is issued by the Federal Reserve (ranked 1st globally - meaning it's the 1st most bought and sold currency in the world). HKD is issued by the Hong Kong Monetary Authority (HKMA) (ranked 9th). Full USD profile | Full HKD profile
What drives this rate? USD/HKD trades within a narrow band (7.75-7.85) maintained by the Hong Kong Monetary Authority's linked exchange rate system. Moves are small and driven by interest rate differentials between HK and US rates.
Is today's USD/HKD rate good or bad?
The US Dollar to Hong Kong Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 0.5-1.5% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Because USD/HKD is a pegged or near-pegged rate, the bank's exchange rate risk is minimal - but they still charge for the service. Focus on fees rather than timing.
Exchange rate regime
Note: Hong Kong Dollar is pegged to USD within a 7.75-7.85 band. This means US Dollar/Hong Kong Dollar effectively tracks US Dollar/USD. Timing matters less than your provider's markup.
Converting US Dollar to Hong Kong Dollar? Read this first
HKD is pegged to USD. Because HKD barely moves against the dollar (7.75-7.85 band), timing your conversion makes almost no difference. Focus entirely on minimizing provider fees and markup.
Watch out: While USD/HKD barely moves due to the peg, providers still vary their markup significantly. The rate is stable, but what you actually pay isn't - focus entirely on provider fees.
Did you know?
- The US $100 bill is the most counterfeited denomination globally - the Secret Service estimates about 0.01% of all hundreds in circulation are fake.
Frequently asked questions
Is now a good time to convert USD to HKD?
Timing currency conversions depends on your personal circumstances rather than market conditions, since the Hong Kong Monetary Authority maintains a pegged exchange rate between USD and HKD within a narrow band. Check the rate panel above to see the current rate, then consider your specific needs: whether you need Hong Kong Dollars for travel, business, or investment, and your timeline.
If you're converting regularly, factors to watch include the Federal Reserve's interest rate decisions, which can influence the peg's sustainability and Hong Kong's broader economic conditions.
What moves the USD/HKD exchange rate?
USD/HKD is a pegged currency pair, meaning the Hong Kong Monetary Authority maintains a fixed exchange rate within a narrow trading band rather than allowing the market to determine the rate freely. The peg itself is anchored to USD policy, so Federal Reserve interest rate decisions, US inflation data, and American economic growth directly influence the band's parameters.
Hong Kong's economic conditions, trade flows, and capital movements can create pressure on the peg, but the HKMA actively intervenes to keep the rate stable within its defined range.
Will US Dollar get stronger or weaker against Hong Kong Dollar?
We can't forecast future exchange rate movements, but the USD/HKD pair is structurally different from floating currency pairs because the Hong Kong Monetary Authority actively maintains the peg within a narrow band. Historically, the peg has remained remarkably stable because the HKMA's mandate is currency stability, not directional movement.
Rather than anticipating strength or weakness, you should check the current rate in the panel above and understand that USD/HKD moves are typically minor compared to other currency pairs.
How can I avoid fees when converting USD to HKD?
Fee structures vary significantly across banks, online money transfer services, and currency exchange providers, so comparing options on this page or through your bank's website is essential before converting. Traditional banks typically charge percentage-based fees or flat conversion charges, while some online platforms advertise lower margins on the mid-market rate.
Consider whether you need the conversion immediately or can wait, since some providers offer better rates for larger amounts or scheduled transfers, and always confirm all fees upfront before proceeding.
Should I exchange Hong Kong Dollar at home or abroad?
Exchange rates and fees differ between your home country and Hong Kong, so comparing options beforehand using tools available on this site helps you understand the cost difference. Generally, exchanging USD to HKD before you travel may lock in a rate, while exchanging in Hong Kong offers convenience but may carry higher spreads at airport exchanges or tourist areas.
Consider your home location, the amount you're converting, and whether your bank or a specialist currency provider offers competitive rates in both places.
How far does US Dollar go in Hong Kong?
The purchasing power of USD in Hong Kong depends on what you're buying and where you shop, since prices vary widely for different goods and services across the territory. Hong Kong is an expensive city for housing, dining at upscale restaurants, and luxury goods, though cost-effective options exist for food, public transport, and local services.
The best way to understand your spending power is to research specific costs for items you plan to buy (accommodation, meals, transportation) and multiply them by the current USD/HKD rate shown in the panel above.
What is the cheapest way to send USD to HKD?
Costs for sending USD to HKD vary by provider, amount, and speed, with options including bank wire transfers, online money transfer services, and currency exchange specialists each offering different fee structures and rates. Larger transfers often have better per-unit costs, while smaller amounts may be relatively expensive through any provider, so check the comparison tools on this page or your provider's fee schedule.
Some services charge flat fees, others charge percentages, and some bundle the cost into their exchange rate margin, so always request a full breakdown before sending money.
Why does USD/HKD barely move?
The USD/HKD pair barely moves because the Hong Kong Monetary Authority operates a currency board system that pegs the Hong Kong Dollar to the US Dollar within a narrow trading band of 7.75 to 7.85. This peg is enforced through the HKMA's commitment to buy and sell Hong Kong Dollars at fixed rates, ensuring stability rather than allowing market forces to determine the exchange rate as they would in a floating system.
The peg has been in place since 1983 and remains central to Hong Kong's financial system, making USD/HKD one of the world's most stable currency pairs.
What is the cheapest way to send money internationally?
The cheapest international money transfer method depends on the destination, amount, and your account type, with options including bank wire transfers, online services like those featured in our comparison tools, and peer-to-peer platforms each offering different cost structures. Larger transfers tend to have better per-unit economics, while smaller amounts may cost more proportionally regardless of method.
Before sending, check the total cost (fee plus the exchange rate margin) across multiple providers using our comparison table to understand the true price of your transfer.
Are wire transfers over $10,000 reported to the IRS?
US banks report wire transfers and other transactions over $10,000 to the Financial Crimes Enforcement Network (FinCEN) using Currency Transaction Report (CTR) forms, as required by federal law to combat money laundering and tax evasion. This reporting requirement applies to single transactions over $10,000, and structuring multiple smaller transfers to avoid the reporting threshold is itself illegal.
If you have questions about your specific situation or obligations, consult a tax professional or lawyer rather than relying on general information.
How much is $100 NZ in US dollars?
The exchange rate between New Zealand Dollar (NZD) and US Dollar (USD) fluctuates based on market conditions, commodity prices, and interest rate differentials between the Reserve Bank of New Zealand and the Federal Reserve. To find the current USD value of NZD 100, use our currency converter or check the rate panel for the NZD/USD pair, then multiply the rate by 100 to calculate your amount.
Exchange rates change continuously, so check the conversion at the time you need it rather than relying on historical rates.
Why is the NZ dollar weakening?
The New Zealand Dollar's strength or weakness against other currencies depends on interest rate differentials, commodity prices (especially dairy and agricultural exports), economic growth data, and market risk sentiment. If the NZD has weakened recently, factors to watch include Reserve Bank of New Zealand policy decisions, global demand for New Zealand commodities, and whether traders are seeking safer-haven currencies amid economic uncertainty.
To understand recent movements, check the historical chart on our NZD/USD page and cross-reference it with recent economic announcements from New Zealand and major trading partners.
What is the 10 weakest currency in the world?
Currency strength varies by measure - some currencies are weak relative to major trading partners, others have high inflation that erodes purchasing power, and some are simply less traded or less stable. Factors that influence weakness include economic instability, high inflation rates, political uncertainty, limited foreign exchange reserves, and low foreign investment.
Rather than ranking currencies, focus on the specific pairs you're interested in by checking historical charts and economic data for the countries involved, which will show you real trends that matter to your needs.
Learn more
- HKMA - Linked Exchange Rate System - How Hong Kong's currency peg to the US dollar works
- FRED - USD/HKD Daily Rate - Watch the peg band in action over time
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.