Hong Kong Dollar to Euro (HKD/EUR) Exchange Rate Today
Fixed rateToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
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HKD to EUR Conversion Table
Common amounts converted from Hong Kong Dollar to Euro at today's rate.
| Hong Kong Dollar (HKD) | Euro (EUR) |
|---|---|
| 1 HKD | — |
| 5 HKD | — |
| 10 HKD | — |
| 25 HKD | — |
| 50 HKD | — |
| 100 HKD | — |
| 250 HKD | — |
| 500 HKD | — |
| 1,000 HKD | — |
| 5,000 HKD | — |
| 10,000 HKD | — |
| 50,000 HKD | — |
How much Euro will you actually receive?
Estimated cost to convert HKD 1,000 to EUR with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | EUR received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
HKD/EUR is a pegged rate - here is what that means
This currency pair involves a peg, so the exchange rate barely moves. Timing your conversion makes almost no difference. Instead, focus entirely on minimising the fees and markup charged by your provider. The provider table above shows how much each one would charge.
HKD/EUR rate statistics
Is today's HKD/EUR rate good or bad?
We compare today's live Hong Kong Dollar to Euro mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, HKD holders get more Euro per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Hong Kong dollar is pegged to USD at 7.75-7.85. For pairs involving HKD and non-USD currencies, the rate effectively mirrors the other currency's USD rate. Timing makes minimal difference - focus on fees.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the HKD/EUR exchange rate?
The HKD/EUR rate tracks how many Euro one Hong Kong Dollar buys. The euro is the world's second most-traded currency and the official money of 20 EU nations. Pairs involving EUR are primarily driven by ECB monetary policy, eurozone growth data, and relative interest rate expectations.
HKD is issued by the Hong Kong Monetary Authority (HKMA) (ranked 9th globally - meaning it's the 9th most bought and sold currency in the world). EUR is issued by the European Central Bank (ECB) (ranked 2nd). Full HKD profile | Full EUR profile
Is today's HKD/EUR rate good or bad?
The Hong Kong Dollar to Euro mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 0.5-1.5% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Because HKD/EUR is a pegged or near-pegged rate, the bank's exchange rate risk is minimal - but they still charge for the service. Focus on fees rather than timing.
Exchange rate regime
Note: Hong Kong Dollar is pegged to USD within a 7.75-7.85 band. This means Hong Kong Dollar/Euro effectively tracks USD/Euro. Timing matters less than your provider's markup.
Converting Hong Kong Dollar to Euro? Read this first
HKD is pegged to USD. Because HKD barely moves against the dollar (7.75-7.85 band), timing your conversion makes almost no difference. Focus entirely on minimizing provider fees and markup.
Watch out: While HKD/EUR barely moves due to the peg, providers still vary their markup significantly. The rate is stable, but what you actually pay isn't - focus entirely on provider fees.
Did you know?
- The Euro is used by over 340 million people across 20 EU member states, making it the second most held reserve currency after the USD.
Frequently asked questions
Is now a good time to convert HKD to EUR?
Timing a currency conversion depends on your personal circumstances and exposure to currency risk rather than on picking a perfect moment. Check the rate panel above to see where HKD/EUR stands relative to your baseline, and consider whether you need the euros soon or can wait.
Factors like upcoming expenses, income timing, or planned travel should guide your decision more than trying to predict short-term moves. If you convert regularly, spreading purchases over time can reduce the impact of any single unfavorable rate.
What moves the HKD/EUR exchange rate?
The Hong Kong Monetary Authority maintains a linked exchange rate system that pegs the Hong Kong Dollar to the US Dollar within a narrow band, which means HKD/EUR moves primarily based on EUR/USD changes rather than independent Hong Kong factors. When the US Dollar strengthens against the Euro, the HKD - locked to the dollar - also strengthens against the Euro, and vice versa.
European Central Bank interest rate decisions, eurozone inflation data, and broader Dollar-Euro dynamics therefore have the most direct impact on this pair. Hong Kong's local economic data matters less for HKD/EUR specifically because the peg constrains independent currency movement.
Will Hong Kong Dollar get stronger or weaker against Euro?
We cannot forecast currency direction. What we can tell you is that HKD/EUR will track Dollar-Euro movements closely because of the peg structure - if you want to anticipate this pair, watch for signals about relative US and eurozone economic performance, interest rate expectations, and central bank policy.
The rate panel above and the chart on this page show you the actual trend; historical volatility data can help you understand the typical range. Consider consulting multiple sources and forming your own view based on economic data rather than relying on any single prediction.
How can I avoid fees when converting HKD to EUR?
Shop around among banks, remittance services, and online currency platforms - fee structures vary widely, from percentage-based markups to flat charges to all-in rates with no transparent breakdown. Large banks typically charge higher fees than specialized currency transfer providers, though they may offer convenience or established relationships.
Ask each provider for their all-in cost including any hidden markups on the exchange rate itself, not just listed fees. Moving larger amounts at once often reduces per-unit costs, so batch transfers can be cheaper than frequent small conversions.
Should I exchange Euro at home or abroad?
Exchanging currency before you travel or send money abroad almost always costs more than exchanging in your destination country because retail outlets and airports add significant markups. If you're sending money from Hong Kong to the eurozone, using a specialist money transfer service typically offers better rates and lower fees than changing HKD to EUR at a Hong Kong airport or bank branch.
For travel, withdrawing euros from an ATM in the eurozone often beats pre-exchanging at home, though ATM fees vary. Compare the all-in cost of each option - rate plus fees - rather than focusing on either factor alone.
How does HKD purchasing power compare to EUR?
Purchasing power depends on what you're buying and where - a coffee, apartment rent, or meal costs vastly different amounts in Hong Kong versus different European cities, so there's no simple answer. The exchange rate shown above reflects only currency value, not the cost of living or what your money can buy once converted.
Hong Kong is generally expensive for housing and dining in central areas, while many European cities offer lower costs for some goods but higher ones for others. Use local price data and cost-of-living indices for specific cities rather than relying on exchange rates to understand real purchasing power.
What is the cheapest way to send HKD to EUR?
Online money transfer specialists typically undercut banks on cost, combining competitive exchange rates with lower fees for international HKD to EUR transfers. Services vary in speed, destination options, and fee structures - some charge flat fees while others use percentage-based rates - so request quotes from multiple providers and compare total out-of-pocket cost, not just the headline rate.
For large transfers, even a small difference in the exchange rate or fee structure can save you hundreds of euros. If you're sending to someone with a business or investment account in the eurozone, some corporate remittance platforms may offer additional discounts.
Why does HKD/EUR barely move?
The Hong Kong Dollar is pegged to the US Dollar via the Linked Exchange Rate system maintained by the Hong Kong Monetary Authority, which means HKD trades within a fixed band against the dollar and cannot move independently. As a result, HKD/EUR only shifts when the Euro strengthens or weakens against the US Dollar itself - the peg removes Hong Kong economic surprise as a driver of this particular pair.
The narrow trading band makes HKD/EUR one of the least volatile currency pairs available, since both sides of the pair are either pegged or anchored to other factors. For traders and businesses seeking exposure to eurozone movements, this pair offers predictability but very limited range.
Learn more
- HKMA - Linked Exchange Rate - Hong Kong's currency peg system
- ECB Euro Reference Rates - Official daily EUR rates from the European Central Bank
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.