Singapore Dollar to New Zealand Dollar (SGD/NZD) Exchange Rate Today
Travel moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
SGD to NZD Conversion Table
Common amounts converted from Singapore Dollar to New Zealand Dollar at today's rate.
| Singapore Dollar (SGD) | New Zealand Dollar (NZD) |
|---|---|
| 1 SGD | — |
| 5 SGD | — |
| 10 SGD | — |
| 25 SGD | — |
| 50 SGD | — |
| 100 SGD | — |
| 250 SGD | — |
| 500 SGD | — |
| 1,000 SGD | — |
| 5,000 SGD | — |
| 10,000 SGD | — |
| 50,000 SGD | — |
How much New Zealand Dollar will you actually receive?
Estimated cost to convert SGD 1,000 to NZD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | NZD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about SGD/NZD
If you are travelling and need New Zealand Dollar, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
SGD/NZD rate statistics
Is today's SGD/NZD rate good or bad?
We compare today's live Singapore Dollar to New Zealand Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, SGD holders get more New Zealand Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the SGD/NZD exchange rate?
The SGD/NZD rate tracks how many New Zealand Dollar one Singapore Dollar buys. The New Zealand dollar - the 'Kiwi' - is sensitive to global dairy prices, New Zealand's top export category. NZD tends to move in sympathy with AUD but with higher volatility due to the smaller economy.
SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th globally - meaning it's the 10th most bought and sold currency in the world). NZD is issued by the Reserve Bank of New Zealand (RBNZ) (ranked 14th). Full SGD profile | Full NZD profile
Is today's SGD/NZD rate good or bad?
The Singapore Dollar to New Zealand Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Converting Singapore Dollar to New Zealand Dollar? Read this first
Converting to Singapore Dollars? Singapore's money changers in shopping centres (like Mustafa Centre or The Arcade at Raffles Place) are known for offering some of the best rates in Asia. Cards are widely accepted. Singapore is expensive, so even small rate differences add up.
Watch out: The SGD/NZD rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Frequently asked questions
Is now a good time to convert SGD to NZD?
Timing currency conversions requires comparing the current SGD/NZD rate shown in the rate panel above against your own historical reference points and travel budget. Since exchange rates move continuously based on market conditions, central bank policy, and economic data from both Singapore and New Zealand, the "right time" depends on your personal circumstances - whether you need the currency soon, can wait for favorable movement, or simply want to lock in today's rate.
Consider checking the chart above to see how this pair has moved over recent weeks and months, which may inform your decision without requiring a prediction about future direction.
What moves the SGD/NZD exchange rate?
The SGD/NZD rate reflects economic conditions and policy decisions in both countries. The Monetary Authority of Singapore influences the Singapore Dollar through exchange rate management and interest rate settings, while the Reserve Bank of New Zealand affects the New Zealand Dollar through official cash rate decisions and forward guidance.
Broader factors include differences in inflation between the two economies, commodity prices (particularly dairy and agricultural exports important to New Zealand), labor market strength, trade flows, and relative yields on deposits and bonds - all of which shift how investors and traders value each currency relative to the other.
Will Singapore Dollar get stronger or weaker against New Zealand Dollar?
We cannot forecast future exchange rate direction. However, you can monitor factors that historically influence this pair: the Monetary Authority of Singapore's exchange rate policy and interest rate stance, the Reserve Bank of New Zealand's official cash rate decisions, inflation trends in both economies, dairy and commodity price movements, and relative economic growth rates.
The comparison table on this page and the chart above show how SGD/NZD has behaved, which may help you understand the forces at work, but past movement does not predict future direction.
How can I avoid fees when converting SGD to NZD?
Exchange fee structures vary widely by provider - banks typically charge both a percentage margin and fixed fees, while online currency transfer services often quote all-in rates that include their margin but may have lower overall costs for mid-to-large amounts. Compare the total cost (not just the headline exchange rate) across several providers, including your home bank, international money transfer platforms, and New Zealand banks that may accept inbound transfers.
Some providers offer better rates for larger transfers or recurring payments, so understanding your specific amount and timeline helps identify the cheapest option for your situation.
Should I exchange New Zealand Dollar at home or abroad?
Exchanging currency at home (in Singapore) before departure typically offers more certainty and control, since you can compare rates across Singapore banks and money changers in advance. However, rates obtained locally in New Zealand are sometimes competitive, particularly at major airport exchanges or branches of large banks, though airport exchanges commonly charge wider margins.
The rate panel above shows the mid-market rate; compare this against quotes you receive in Singapore and what you expect to find in New Zealand, keeping in mind that physical cash exchanges usually carry wider spreads than electronic transfers.
How far does Singapore Dollar go in New Zealand?
Your purchasing power depends on the current SGD/NZD exchange rate shown above and New Zealand's cost of living, which varies significantly by region and category. Major cities like Auckland and Wellington are more expensive than smaller towns, and accommodation, dining, and transport costs differ widely - a budget meal in a regional town costs less than central Auckland.
Check the exchange rate in the rate panel, then research current prices for specific items and services you plan to use in New Zealand, as this real-world comparison will tell you more than any broad cost-of-living statement.
What is the cheapest way to send SGD to NZD?
International money transfer providers (such as dedicated remittance platforms and fintech services) often undercut traditional banks on cost for sending SGD to New Zealand, particularly for amounts over SGD 5,000. Banks offer security and familiarity but typically charge both percentage fees and fixed charges that add up.
Compare the all-in cost (exchange rate margin plus all fees) across at least three options - your Singapore bank, a dedicated transfer service, and a New Zealand bank if you have an account there - since the cheapest choice depends on your transfer amount, speed requirements, and whether you value other services like branch access.
Learn more
- MAS Monetary Policy - Monetary Authority of Singapore policy
- RBNZ - Exchange Rates - Reserve Bank of New Zealand daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.