Hong Kong Dollar to Indian Rupee (HKD/INR) Exchange Rate Today
Fixed rateToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
HKD to INR Conversion Table
Common amounts converted from Hong Kong Dollar to Indian Rupee at today's rate.
| Hong Kong Dollar (HKD) | Indian Rupee (INR) |
|---|---|
| 1 HKD | — |
| 5 HKD | — |
| 10 HKD | — |
| 25 HKD | — |
| 50 HKD | — |
| 100 HKD | — |
| 250 HKD | — |
| 500 HKD | — |
| 1,000 HKD | — |
| 5,000 HKD | — |
| 10,000 HKD | — |
| 50,000 HKD | — |
How much Indian Rupee will you actually receive?
Estimated cost to convert HKD 1,000 to INR with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | INR received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
HKD/INR is a pegged rate - here is what that means
This currency pair involves a peg, so the exchange rate barely moves. Timing your conversion makes almost no difference. Instead, focus entirely on minimising the fees and markup charged by your provider. The provider table above shows how much each one would charge.
HKD/INR rate statistics
Is today's HKD/INR rate good or bad?
We compare today's live Hong Kong Dollar to Indian Rupee mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, HKD holders get more Indian Rupee per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Hong Kong dollar is pegged to USD at 7.75-7.85. For pairs involving HKD and non-USD currencies, the rate effectively mirrors the other currency's USD rate. Timing makes minimal difference - focus on fees.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the HKD/INR exchange rate?
The HKD/INR rate tracks how many Indian Rupee one Hong Kong Dollar buys. The Indian rupee serves the world's most populous country. INR pairs reflect Reserve Bank of India policy, oil import costs, and foreign investment flows into India's fast-growing economy.
HKD is issued by the Hong Kong Monetary Authority (HKMA) (ranked 9th globally - meaning it's the 9th most bought and sold currency in the world). INR is issued by the Reserve Bank of India (RBI) (ranked 13th). Full HKD profile | Full INR profile
Hong Kong Dollar to Indian Rupee is widely used by the Indian diaspora, IT outsourcing firms, and travellers to India.
Is today's HKD/INR rate good or bad?
The Hong Kong Dollar to Indian Rupee mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 0.5-1.5% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Because HKD/INR is a pegged or near-pegged rate, the bank's exchange rate risk is minimal - but they still charge for the service. Focus on fees rather than timing.
Exchange rate regime
Note: Hong Kong Dollar is pegged to USD within a 7.75-7.85 band. This means Hong Kong Dollar/Indian Rupee effectively tracks USD/Indian Rupee. Timing matters less than your provider's markup.
Converting Hong Kong Dollar to Indian Rupee? Read this first
Sending money to India? The INR corridor is one of the world's largest. Dedicated services like Wise often beat bank wire rates by 2-3%. If you send regularly, compare the total cost (rate + fee) rather than just the headline rate.
Watch out: Banks typically charge 3-5% on HKD to INR transfers. Regulated online services like Wise are equally safe and usually much cheaper. Always compare the final received amount, not just the fee.
Did you know?
- India's 2016 demonetization - when 500 and 1,000 rupee notes were invalidated overnight - affected 86% of cash in circulation.
Frequently asked questions
Is now a good time to convert HKD to INR?
The right timing depends on your personal circumstances and financial goals, not market conditions alone. Check the rate panel above to see the current HKD/INR rate, then compare it against rates from recent weeks using the chart on this page to understand recent volatility.
Consider your currency need (do you need INR soon?) and your risk tolerance before deciding. The Hong Kong Monetary Authority's currency peg and the Reserve Bank of India's monetary policy create structural factors that affect this pair differently than freely floating currencies.
What moves the HKD/INR exchange rate?
The Hong Kong Dollar is pegged to the US Dollar through the Hong Kong Monetary Authority's currency board system, so HKD/INR primarily moves based on Indian Rupee fluctuations against the dollar. The Reserve Bank of India's interest rate decisions, India's inflation data, foreign investment flows into India, and crude oil prices (a major factor for India's current account) drive INR strength or weakness.
You'll also see movement from differences in monetary policy between the Federal Reserve (which influences Hong Kong's rates indirectly) and the RBI, as well as geopolitical events affecting emerging market currencies.
Will Hong Kong Dollar get stronger or weaker against Indian Rupee?
We don't forecast currency movements - that requires predicting multiple central banks' actions and global economic trends. Instead, review the comparison table on this page to see how HKD/INR has behaved during different economic periods.
Factors to watch include Reserve Bank of India rate decisions, India's trade balance and foreign exchange reserves, movements in crude oil prices, and any shifts in US monetary policy (which indirectly affects Hong Kong). Consulting financial news sources covering RBI policy and Indian economic data will help you understand the forces shaping this pair.
How can I avoid fees when converting HKD to INR?
Fee structures vary significantly between banks, online money transfer services, and currency exchange specialists - compare providers directly rather than relying on general advice. Some platforms charge flat fees, others charge a percentage of your transfer amount, and many hide costs in their exchange rate markups.
Request all-in quotes from multiple providers showing their total cost, not just the base rate. The comparison tool on this page shows real-time rates, but you'll need to check individual company websites for their specific fees and how they apply to HKD to INR transfers.
Should I exchange Indian Rupee at home or abroad?
Exchange rates and fees differ between your home country and India, so comparing specific quotes from both locations is essential before deciding. If you're exchanging in your home country before traveling, airport exchanges and tourist-focused money changers typically charge higher markups than banks or online providers.
In India, major banks and authorized money changers in cities offer competitive rates, though rates vary by location and amount. Check the rate panel above, then request quotes from providers in both locations - the lowest all-in cost (including all fees and margins) determines your better option, not the headline rate alone.
How far does Hong Kong Dollar go in India?
A Hong Kong Dollar's purchasing power in India depends on what you're buying and where - Indian prices for housing, dining, and services vary dramatically between major cities like Mumbai and smaller towns. Convert your spending using the rate panel above, then research local prices in your specific Indian destination to estimate your budget.
The HKD's value relative to the Indian Rupee affects how much rupee-denominated goods and services you can afford, but the real purchasing power also depends on whether you're in a tourist area (higher prices) or shopping like a local. Cost of living comparisons for specific Indian cities will give you more useful information than exchange rates alone.
What is the cheapest way to send HKD to INR?
The cheapest method combines the lowest exchange rate markup with the lowest fees - typically online money transfer services beat banks for international HKD to INR transfers. Specialized remittance providers and fintech platforms often offer competitive rates, but compare total costs across at least three providers before committing.
Factors affecting total cost include transfer amount (larger amounts often get better rates), delivery speed (faster transfers may cost more), and the provider's funding method (bank transfer, card, or cash). Request guaranteed all-in quotes from your top options rather than estimating based on exchange rates alone, since hidden fees and rate markups vary substantially between providers.
Why does HKD/INR barely move?
The Hong Kong Dollar's peg to the US Dollar through the Hong Kong Monetary Authority's currency board system means HKD/INR moves are almost entirely driven by Indian Rupee shifts against the dollar, not Hong Kong Dollar movements. This structural peg significantly dampens volatility in HKD/INR compared to pairs involving two freely floating currencies - you're essentially watching INR/USD movements reflected in the HKD/INR rate.
Check the chart above to see how HKD/INR compares to more volatile emerging market pairs - the difference reflects Hong Kong's fixed exchange rate regime versus India's managed float under the Reserve Bank of India.
Learn more
- HKMA - Linked Exchange Rate - Hong Kong's currency peg system
- RBI Reference Rates - Reserve Bank of India daily reference rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.