Hong Kong Dollar to Canadian Dollar (HKD/CAD) Exchange Rate Today
Fixed rateToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
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HKD to CAD Conversion Table
Common amounts converted from Hong Kong Dollar to Canadian Dollar at today's rate.
| Hong Kong Dollar (HKD) | Canadian Dollar (CAD) |
|---|---|
| 1 HKD | — |
| 5 HKD | — |
| 10 HKD | — |
| 25 HKD | — |
| 50 HKD | — |
| 100 HKD | — |
| 250 HKD | — |
| 500 HKD | — |
| 1,000 HKD | — |
| 5,000 HKD | — |
| 10,000 HKD | — |
| 50,000 HKD | — |
How much Canadian Dollar will you actually receive?
Estimated cost to convert HKD 1,000 to CAD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | CAD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
HKD/CAD is a pegged rate - here is what that means
This currency pair involves a peg, so the exchange rate barely moves. Timing your conversion makes almost no difference. Instead, focus entirely on minimising the fees and markup charged by your provider. The provider table above shows how much each one would charge.
HKD/CAD rate statistics
Is today's HKD/CAD rate good or bad?
We compare today's live Hong Kong Dollar to Canadian Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, HKD holders get more Canadian Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Hong Kong dollar is pegged to USD at 7.75-7.85. For pairs involving HKD and non-USD currencies, the rate effectively mirrors the other currency's USD rate. Timing makes minimal difference - focus on fees.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the HKD/CAD exchange rate?
The HKD/CAD rate tracks how many Canadian Dollar one Hong Kong Dollar buys. The Canadian dollar - nicknamed the 'Loonie' - is closely tied to oil prices, since Canada is one of the world's largest energy exporters. Bank of Canada policy and US economic trends also influence CAD.
HKD is issued by the Hong Kong Monetary Authority (HKMA) (ranked 9th globally - meaning it's the 9th most bought and sold currency in the world). CAD is issued by the Bank of Canada (BOC) (ranked 8th). Full HKD profile | Full CAD profile
Is today's HKD/CAD rate good or bad?
The Hong Kong Dollar to Canadian Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 0.5-1.5% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Because HKD/CAD is a pegged or near-pegged rate, the bank's exchange rate risk is minimal - but they still charge for the service. Focus on fees rather than timing.
Exchange rate regime
Note: Hong Kong Dollar is pegged to USD within a 7.75-7.85 band. This means Hong Kong Dollar/Canadian Dollar effectively tracks USD/Canadian Dollar. Timing matters less than your provider's markup.
Converting Hong Kong Dollar to Canadian Dollar? Read this first
HKD is pegged to USD. Because HKD barely moves against the dollar (7.75-7.85 band), timing your conversion makes almost no difference. Focus entirely on minimizing provider fees and markup.
Watch out: While HKD/CAD barely moves due to the peg, providers still vary their markup significantly. The rate is stable, but what you actually pay isn't - focus entirely on provider fees.
Frequently asked questions
Is now a good time to convert HKD to CAD?
Timing a currency conversion depends on your personal circumstances and risk tolerance, not market conditions alone. The Hong Kong Dollar is pegged to the US Dollar by the Hong Kong Monetary Authority, which means HKD/CAD moves primarily with shifts in the Canadian Dollar's strength rather than Hong Kong policy changes.
Check the rate panel above to compare current levels against your recent transaction history, and consider whether you need the funds now or can wait - but avoid trying to time the market based on short-term fluctuations.
What moves the HKD/CAD exchange rate?
Since the Hong Kong Monetary Authority maintains a fixed peg between HKD and USD, the HKD/CAD rate is driven almost entirely by Canadian Dollar movements against the US Dollar. The Bank of Canada's interest rate decisions, Canadian economic data (employment, inflation, GDP), commodity prices (especially crude oil), and risk sentiment in North American markets all influence CAD strength.
Check the comparison table on this page to see how HKD/CAD correlates with USD/CAD movements, which will be nearly identical.
Will Hong Kong Dollar get stronger or weaker against Canadian Dollar?
The Hong Kong Dollar's value against the Canadian Dollar cannot be predicted because it depends entirely on the Bank of Canada's policy path and economic conditions in Canada - factors outside Hong Kong's control. The peg structure means forecasting HKD/CAD is equivalent to forecasting USD/CAD, which involves volatile inputs like commodity cycles, geopolitical risk, and monetary policy divergence.
Rather than speculate, monitor the chart above to track how this pair has historically responded to Bank of Canada announcements and Canadian economic releases.
How can I avoid fees when converting HKD to CAD?
Different providers charge markups and fixed fees on HKD/CAD conversions - some online currency specialists offer tighter margins than banks, while peer-to-peer platforms may have different fee structures entirely. Shop around using the rate panel above to compare the actual rate you'd receive from multiple providers, not just their advertised rates.
Larger transaction amounts sometimes qualify for better pricing, and some services waive fees for account holders or frequent users - review each provider's terms before committing.
Should I exchange Canadian Dollar at home or abroad?
Exchanging currency at your destination (Canada) versus before you leave Hong Kong involves tradeoffs in convenience and cost. Airport exchanges in both Hong Kong and Canada typically charge wider markups than banks or online providers, so avoid those if possible.
Compare rates from your Hong Kong bank, Canadian banks, and online services using the comparison table on this page - the best rate depends on your specific provider options, not the location of the exchange itself.
How far does Hong Kong Dollar go in Canada?
Hong Kong's cost of living and Canada's are structured very differently - comparing purchasing power requires looking at specific goods and services, not just exchange rates. Hong Kong generally has lower housing costs outside central districts but higher prices for imported goods, while Canada has higher housing costs in major cities and varying commodity prices depending on the province.
Use the rate panel above to convert specific Canadian prices back to HKD to evaluate your actual purchasing power in Canada, rather than relying on general impressions.
What is the cheapest way to send HKD to CAD?
International money transfer costs depend on the provider, transfer amount, and speed required - banks often charge flat fees plus unfavorable rates, while specialist remittance services and fintech platforms may offer lower all-in costs for larger amounts. Compare the total cost (exchange rate markup plus any fixed fees) across providers using the rate panel above before selecting a service.
For small, frequent transfers, subscription-based services sometimes offer better value, while one-time large transfers may benefit from bank relationships or specialist corridors.
Why does HKD/CAD barely move?
The Hong Kong Dollar's peg to the US Dollar, maintained by the Hong Kong Monetary Authority through a currency board system, is the structural reason HKD/CAD has limited daily volatility. Because the Hong Kong Monetary Authority automatically converts HKD to USD at a fixed rate, the HKD/CAD pair simply tracks USD/CAD movements - it cannot diverge.
This means HKD/CAD may have lower trading volume and tighter spreads than major pairs, making it predictable but also potentially harder to execute very large conversions at competitive rates.
Learn more
- HKMA - Linked Exchange Rate - Hong Kong's currency peg system
- Bank of Canada - Exchange Rates - Official daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.