Chinese Yuan to Indian Rupee (CNY/INR) Exchange Rate Today
Sending moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
CNY to INR Conversion Table
Common amounts converted from Chinese Yuan to Indian Rupee at today's rate.
| Chinese Yuan (CNY) | Indian Rupee (INR) |
|---|---|
| 1 CNY | — |
| 5 CNY | — |
| 10 CNY | — |
| 25 CNY | — |
| 50 CNY | — |
| 100 CNY | — |
| 250 CNY | — |
| 500 CNY | — |
| 1,000 CNY | — |
| 5,000 CNY | — |
| 10,000 CNY | — |
| 50,000 CNY | — |
How much Indian Rupee will you actually receive?
Estimated cost to convert CNY 1,000 to INR with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | INR received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Sending money? Compare CNY to INR providers
The CNY/INR corridor handles significant transfer volume. If you send money regularly between Chinese Yuan and Indian Rupee, even a small rate difference compounds over time. Use the provider table above to compare what you would actually receive after fees and markup.
CNY/INR rate statistics
Is today's CNY/INR rate good or bad?
We compare today's live Chinese Yuan to Indian Rupee mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, CNY holders get more Indian Rupee per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Indian rupee tends to depreciate gradually against most major currencies over time. The Reserve Bank of India actively manages the pace. For timing, focus on the 30-day range rather than longer historical periods.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the CNY/INR exchange rate?
The CNY/INR rate tracks how many Indian Rupee one Chinese Yuan buys. The Chinese yuan is managed within a daily trading band set by the People's Bank of China. Pairs involving CNY tend to be less volatile than free-floating equivalents.
CNY is issued by the People's Bank of China (PBOC) (ranked 5th globally - meaning it's the 5th most bought and sold currency in the world). INR is issued by the Reserve Bank of India (RBI) (ranked 13th). Full CNY profile | Full INR profile
Chinese Yuan to Indian Rupee is widely used by the Indian diaspora, IT outsourcing firms, and travellers to India.
Is today's CNY/INR rate good or bad?
The Chinese Yuan to Indian Rupee mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. The CNY/INR corridor handles large remittance volumes, so specialist providers compete aggressively. Compare the final received amount across providers, not just the headline fee.
Exchange rate regime
Note: Chinese Yuan is a managed currency with daily fixing by the People's Bank of China. International conversions typically use the offshore (CNH) rate.
Converting Chinese Yuan to Indian Rupee? Read this first
Sending money to India? The INR corridor is one of the world's largest. Dedicated services like Wise often beat bank wire rates by 2-3%. If you send regularly, compare the total cost (rate + fee) rather than just the headline rate.
Watch out: Banks typically charge 3-5% on CNY to INR transfers. Regulated online services like Wise are equally safe and usually much cheaper. Always compare the final received amount, not just the fee.
Did you know?
- India's 2016 demonetization - when 500 and 1,000 rupee notes were invalidated overnight - affected 86% of cash in circulation.
Frequently asked questions
Is now a good time to convert CNY to INR?
Timing a currency conversion depends on your personal circumstances and risk tolerance rather than market conditions alone. Check the rate panel above to see where CNY/INR currently trades, then compare it against historical levels using the chart to understand whether the yuan is relatively strong or weak against the rupee.
Consider your timeline - if you need to convert soon for essential expenses, locking in today's rate may matter more than waiting for a potentially better one. Factors to watch include monetary policy shifts from the People's Bank of China and the Reserve Bank of India, which can shift this pair significantly.
What moves the CNY/INR exchange rate?
The CNY/INR rate reflects the relative strength of China's and India's economies, with interest rate decisions from the People's Bank of China and Reserve Bank of India playing a central role in short-term moves. Trade flows between the two countries - particularly Chinese manufacturing exports to India and Indian commodity imports to China - create ongoing demand for both currencies.
Currency interventions by either central bank, inflation differentials, foreign investment flows, and broader emerging-market sentiment all influence this pair. Political developments and regional economic data releases tend to shift the rate as traders reassess growth prospects for each economy.
Will Chinese Yuan get stronger or weaker against Indian Rupee?
No one can reliably forecast currency moves. The CNY/INR rate depends on unpredictable shifts in interest rate expectations, capital flows, trade patterns, and policy decisions from two major central banks.
Historical data shows this pair has experienced periods of yuan strength and rupee strength, but past patterns don't guarantee future results. Rather than trying to time a move, focus on the comparison table on this page to understand current conditions, then make your conversion decision based on your actual needs and timeline.
How can I avoid fees when converting CNY to INR?
Banks and money transfer services typically charge conversion fees and markups on top of the mid-market rate shown in the rate panel above - these costs vary widely between providers. Compare the all-in cost (including fees and the actual rate you receive) across multiple services before committing to a transfer, as savings can be substantial over larger amounts.
Some online money transfer platforms and fintech services offer lower fees than traditional banks, though service speed and coverage differ. Ask each provider for their exact fee structure and the final rupee amount you'll receive, rather than focusing on the exchange rate alone.
Should I exchange Indian Rupee at home or abroad?
The most cost-effective option depends on exchange rates where you are and where you're going, plus the fees charged by available services. If you're in China, the People's Bank of China regulates currency exchange through authorized banks and dealers, which typically offer mid-market rates closer to those shown in the rate panel above than informal exchangers.
If you're in India, the Reserve Bank of India oversees rupee exchange, and authorized dealers there often provide competitive rates. Comparing the all-in cost (rate plus fees) from your home country against options at your destination is more useful than a blanket rule.
How far does Chinese Yuan go in India?
The purchasing power of yuan in India depends on what you're buying and where - prices vary significantly between Delhi, Mumbai, Bangalore, and smaller cities. Check the rate panel above to see today's CNY/INR rate, then research local prices for your specific needs (accommodation, food, transport) in your destination city, since a yuan might buy a basic meal in one neighborhood but far less in a premium tourist area.
India's cost of living is generally lower than China's major cities, so yuan typically stretches further, but this advantage shrinks in expensive metros and tourist hotspots. Your actual spending power also depends on how merchants and services treat foreign currency - many transactions in India require rupees directly.
What is the cheapest way to send CNY to INR?
The cheapest option depends on the amount you're sending, your urgency, and which services operate in China and India - costs vary dramatically. Compare the all-in cost from banks (which tend to charge higher fees but offer security), established money transfer services like Western Union, and newer fintech platforms that often advertise lower fees.
Check the rate panel above, then ask each provider for the exact rupees you'll receive rather than focusing on the advertised exchange rate alone, since hidden fees and markups often determine true cost. For large amounts, the fee difference between providers can represent significant savings, so gathering quotes from three to five services before committing makes sense.
Learn more
- PBOC Monetary Policy - People's Bank of China policy and rate announcements
- RBI Reference Rates - Reserve Bank of India daily reference rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.