Chinese Yuan to US Dollar (CNY/USD) Exchange Rate Today
Travel moneyChina's tightly managed exchange rate. See today's fixing and what it means for your money.
Swap the currencies: USD to CNY →
Mid-market rate - no bank markup 200+ currencies Free
CNY to USD Conversion Table
Common amounts converted from Chinese Yuan to US Dollar at today's rate.
| Chinese Yuan (CNY) | US Dollar (USD) |
|---|---|
| 1 CNY | — |
| 5 CNY | — |
| 10 CNY | — |
| 25 CNY | — |
| 50 CNY | — |
| 100 CNY | — |
| 250 CNY | — |
| 500 CNY | — |
| 1,000 CNY | — |
| 5,000 CNY | — |
| 10,000 CNY | — |
| 50,000 CNY | — |
How much US Dollar will you actually receive?
Estimated cost to convert CNY 1,000 to USD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | USD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about CNY/USD
If you are travelling and need US Dollar, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
CNY/USD rate statistics
Is today's CNY/USD rate good or bad?
We compare today's live Chinese Yuan to US Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, CNY holders get more US Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
Unlike most currencies, the yuan is managed by China's central bank (PBOC) within a daily trading band. The daily fixing rate announcement at 9:15am Beijing time is a key signal. US-China trade relations add an additional layer of political sensitivity.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the CNY/USD exchange rate?
The CNY/USD rate tracks how many US Dollar one Chinese Yuan buys. Unlike most major pairs, CNY is managed by the People's Bank of China within a daily trading band. The rate is closely watched as a signal of US-China economic relations.
CNY is issued by the People's Bank of China (PBOC) (ranked 5th globally - meaning it's the 5th most bought and sold currency in the world). USD is issued by the Federal Reserve (ranked 1st). Full CNY profile | Full USD profile
What drives this rate? People's Bank of China daily fixing rate, US-China trade relations, and China's economic data. The PBOC manages CNY within a daily trading band, so moves tend to be more controlled than free-floating pairs.
Is today's CNY/USD rate good or bad?
The Chinese Yuan to US Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Exchange rate regime
Note: Chinese Yuan is a managed currency with daily fixing by the People's Bank of China. International conversions typically use the offshore (CNH) rate.
Converting Chinese Yuan to US Dollar? Read this first
Converting to Chinese Yuan? China runs on mobile payments (WeChat Pay, Alipay) - cash and foreign cards can be difficult to use outside major hotels. Some mobile wallets now accept foreign cards, but check before you travel. Converting via a service like Wise to a China-linked account often beats airport rates.
Watch out: The CNY/USD rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Did you know?
- About 80% of all US $100 bills are held overseas, primarily in countries with unstable local currencies.
Frequently asked questions
Is now a good time to convert CNY to USD?
Timing a currency conversion depends on your personal circumstances and when you need the funds, not on predicting where the rate will move next. Check the rate panel above to see the current CNY/USD exchange rate and compare it to historical levels using the chart on this page.
Consider your travel dates, how long you can wait, and whether you have flexibility in when you exchange. The People's Bank of China and the Federal Reserve both influence this pair through monetary policy, so monitoring their statements can help you understand the broader economic context.
What moves the CNY/USD exchange rate?
The CNY/USD rate responds to interest rate decisions from the Federal Reserve and the People's Bank of China, trade flows between the US and China, economic growth data from both nations, and shifts in foreign capital flows. China's manufacturing output, inflation, and foreign exchange reserves also influence how the central bank manages the yuan.
Geopolitical tensions, tariff announcements, and changes in US - China trade relations can create sharp moves in this pair. The People's Bank of China actively manages the yuan, which means this pair can behave differently from freely floating currency pairs.
Will Chinese Yuan get stronger or weaker against US Dollar?
We cannot predict where the CNY/USD rate will move. Instead, the data shows you can track factors to watch: Federal Reserve interest rate policy, People's Bank of China monetary decisions, US and China GDP growth, inflation readings, and trade dynamics between the two countries.
Historical trends visible in the chart above show how this pair has responded to these forces in the past. Your decision should depend on your own analysis of these economic indicators and your personal timeline for needing USD.
How can I avoid fees when converting CNY to USD?
Fees vary significantly across providers - banks, online money transfer services, and currency exchange specialists all charge different amounts. Compare the total cost (exchange rate markup plus any flat fees) across multiple providers before converting.
Some online platforms advertise lower fees than traditional banks, though you should verify their rates using the rate panel above and add any transfer charges to get the true cost. Banks may offer better rates for larger amounts, while online services may be cheaper for smaller conversions.
Should I exchange US Dollar at home or abroad?
Exchanging before you travel versus after you arrive depends on the specific rates available in each location and the fees charged by each provider. Compare rates at home using the rate panel above and research what rates you can get at banks and exchanges in the United States.
Exchanging large amounts at home before travel may lock in a known rate, while exchanging smaller amounts abroad lets you see real-time rates. Airport exchanges and hotel exchanges typically charge higher markups, so comparing alternatives in advance helps you minimize costs.
How far does Chinese Yuan go in the United States?
The purchasing power of CNY in the United States depends on both the exchange rate shown in the rate panel above and US prices for food, housing, transportation, and activities. One yuan converts to a specific amount of USD at the current rate - check the comparison table on this page to see exactly how much spending power you have.
A budget that works in China may not stretch as far in the US, since prices for many goods and services are higher. Research specific costs in the US cities you plan to visit to build an accurate travel budget.
What is the cheapest way to send CNY to USD?
The cheapest method depends on the amount you are sending and which providers operate in both China and the US. Online transfer services, banks, and specialized money transfer companies each have different fee structures - some charge flat fees, others charge percentages, and some offer discounts for larger amounts.
Compare the all-in cost (exchange rate markup plus any transfer fees) across at least three providers before sending. Sending larger amounts may qualify for better rates, while smaller transfers might be cheaper through lower-cost digital platforms.
How much is $100 U.S. dollars worth in China?
To find what $100 USD converts to in CNY, check the rate panel above and multiply $100 by the current CNY/USD rate shown. The comparison table on this page can show you this conversion directly.
This amount in yuan has different purchasing power in China depending on whether you are in a major city like Beijing or Shanghai versus smaller towns, and which goods or services you are buying. Use online cost-of-living calculators specific to your destination city for a clearer picture of your spending power.
Is the U.S. dollar expected to continue to drop?
We cannot forecast whether the US dollar will strengthen or weaken against other currencies. What we can tell you is that the US dollar's value against the CNY depends on Federal Reserve policy, US economic data, and global risk sentiment.
Historically, the chart above shows how the CNY/USD pair has moved during different economic periods. For context on what might influence the dollar, monitor Federal Reserve announcements, US inflation and employment data, and relative interest rates between the US and China.
How much is the limit for BDO USD to USD transfer?
BDO is a Philippine bank, and this question asks about USD to USD transfers, which falls outside the CNY/USD currency pair we cover. We focus on Chinese yuan to US dollar conversions.
For information about BDO transfer limits and policies, contact BDO directly or check their official banking guidelines, as limits vary by account type, verification status, and transaction method.
How much is USD in BPI?
BPI is a Philippine bank, and this question is not specific to the CNY/USD currency pair. To find current USD rates at BPI, visit their website or contact a local branch directly, as rates change throughout the day.
If you are converting Chinese yuan to US dollars, use the rate panel above to see the current CNY/USD rate, then contact your chosen provider for their specific USD pricing.
What is the strongest currency after USD?
This question asks about currency strength across the global market, which is outside the scope of the CNY/USD pair. Currency strength is measured by exchange rates against the US dollar and varies by day based on economic data, central bank policy, and market conditions.
If you are interested in how the Chinese yuan specifically compares to the US dollar, check the rate panel above and the historical chart to see their relative performance over time.
Learn more
- PBOC Monetary Policy - People's Bank of China policy announcements that drive CNY
- IMF - China Economic Outlook - Article IV consultations and economic assessments
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.