Chinese Yuan to Canadian Dollar (CNY/CAD) Exchange Rate Today
Travel moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
CNY to CAD Conversion Table
Common amounts converted from Chinese Yuan to Canadian Dollar at today's rate.
| Chinese Yuan (CNY) | Canadian Dollar (CAD) |
|---|---|
| 1 CNY | — |
| 5 CNY | — |
| 10 CNY | — |
| 25 CNY | — |
| 50 CNY | — |
| 100 CNY | — |
| 250 CNY | — |
| 500 CNY | — |
| 1,000 CNY | — |
| 5,000 CNY | — |
| 10,000 CNY | — |
| 50,000 CNY | — |
How much Canadian Dollar will you actually receive?
Estimated cost to convert CNY 1,000 to CAD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | CAD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about CNY/CAD
If you are travelling and need Canadian Dollar, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
CNY/CAD rate statistics
Is today's CNY/CAD rate good or bad?
We compare today's live Chinese Yuan to Canadian Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, CNY holders get more Canadian Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the CNY/CAD exchange rate?
The CNY/CAD rate tracks how many Canadian Dollar one Chinese Yuan buys. The Canadian dollar - nicknamed the 'Loonie' - is closely tied to oil prices, since Canada is one of the world's largest energy exporters. Bank of Canada policy and US economic trends also influence CAD.
CNY is issued by the People's Bank of China (PBOC) (ranked 5th globally - meaning it's the 5th most bought and sold currency in the world). CAD is issued by the Bank of Canada (BOC) (ranked 8th). Full CNY profile | Full CAD profile
Is today's CNY/CAD rate good or bad?
The Chinese Yuan to Canadian Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Exchange rate regime
Note: Chinese Yuan is a managed currency with daily fixing by the People's Bank of China. International conversions typically use the offshore (CNH) rate.
Converting Chinese Yuan to Canadian Dollar? Read this first
Converting to Chinese Yuan? China runs on mobile payments (WeChat Pay, Alipay) - cash and foreign cards can be difficult to use outside major hotels. Some mobile wallets now accept foreign cards, but check before you travel. Converting via a service like Wise to a China-linked account often beats airport rates.
Watch out: The CNY/CAD rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Frequently asked questions
Is now a good time to convert CNY to CAD?
Timing currency conversions depends on your personal circumstances and travel dates rather than trying to predict market moves. The CNY/CAD rate fluctuates based on interest rate differentials between the People's Bank of China and the Bank of Canada, trade flows between the two countries, and broader risk sentiment.
Check the rate panel above to compare current levels against recent history, then consider whether you need the funds soon or have flexibility in your timing. If you're traveling on fixed dates, converting when you need the money often matters more than waiting for a 'perfect' rate.
What moves the CNY/CAD exchange rate?
The CNY/CAD pair responds to monetary policy divergence - when the People's Bank of China and the Bank of Canada adjust interest rates differently, capital flows shift between the two currencies. Commodity prices matter significantly since Canada exports oil and metals while China imports them heavily, so energy costs and industrial demand directly influence the pair.
Trade volumes between China and Canada, changes in Chinese economic growth, and broader USD strength also drive this rate, since both the yuan and loonie are sensitive to US dollar movements. Watch economic data releases from both central banks and commodity price trends for clues about medium-term direction.
Will Chinese Yuan get stronger or weaker against Canadian Dollar?
We don't forecast currency direction - exchange rates depend on factors that shift unpredictably, including unexpected policy moves from either central bank, global trade tensions, or commodity price shocks. Historically, the CNY/CAD pair has reflected cycles in Chinese growth and commodity demand, but past patterns don't guarantee future results.
Rather than speculating, track the chart above to see how the pair has moved recently, then monitor People's Bank of China policy statements and Canadian economic data to form your own view on likely developments.
How can I avoid fees when converting CNY to CAD?
Most banks and traditional money transfer services add markup fees on top of the true CNY/CAD rate shown in the rate panel above - these hidden margins can cost 2-5% of your total. Specialist currency providers and peer-to-peer transfer platforms often quote their actual margin upfront and charge lower fees than banks, though you should compare their rates directly against the live rate displayed here.
If you're converting a large amount, negotiate with your bank or ask about institutional-grade rates. Always ask any provider to show you their all-in cost before committing, including any transfer fees, conversion markups, and receiving charges.
Should I exchange Canadian Dollar at home or abroad?
Exchanging before you leave China generally gives you better visibility into costs, since you can compare bank rates, online providers, and specialist exchangers in your home market against the live rates shown above. Currency kiosks in Canadian airports and tourist areas typically offer worse CNY/CAD rates with higher markups than banks or online platforms, so exchanging small amounts at your destination is usually expensive.
However, carrying significant cash across borders involves security risks and there are limits on how much you can transport - most travelers exchange most funds before departure and withdraw CAD from ATMs in Canada as needed. Check both your home bank's rates and international money transfer services before deciding where to convert.
How far does Chinese Yuan go in Canada?
Your yuan purchasing power in Canada depends entirely on the CNY/CAD rate shown in the rate panel above - at any given exchange rate, you can check how many Canadian dollars your yuan converts to, then research local prices in Canada to see what that buys. A meal, hotel room, or activity costs a specific amount in Canadian dollars, so divide that by your CNY/CAD rate to see the yuan equivalent.
Cost of living varies significantly by Canadian city - major urban centers like Toronto and Vancouver are much more expensive than smaller towns. Research actual prices in your specific destination city, then use the current rate to calculate your real purchasing power.
What is the cheapest way to send CNY to CAD?
Peer-to-peer transfer platforms and specialist remittance services often undercut banks on CNY to CAD transfers, particularly for amounts over 10,000 yuan where their fixed fees become proportionally smaller. Compare the all-in cost (exchange rate markup plus any transfer fee) across at least three providers - check the comparison table on this page and cross-reference against your bank's quote.
Bank transfers remain reliable and sometimes competitive if you're sending a large amount, so don't assume cheaper = better without verifying the final amount your recipient gets. For ongoing transfers, test with a small amount first to confirm fees and arrival time before sending larger sums.
Learn more
- PBOC Monetary Policy - People's Bank of China policy and rate announcements
- Bank of Canada - Exchange Rates - Official daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.