Singapore Dollar to Philippine Peso (SGD/PHP) Exchange Rate Today
Sending moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
SGD to PHP Conversion Table
Common amounts converted from Singapore Dollar to Philippine Peso at today's rate.
| Singapore Dollar (SGD) | Philippine Peso (PHP) |
|---|---|
| 1 SGD | — |
| 5 SGD | — |
| 10 SGD | — |
| 25 SGD | — |
| 50 SGD | — |
| 100 SGD | — |
| 250 SGD | — |
| 500 SGD | — |
| 1,000 SGD | — |
| 5,000 SGD | — |
| 10,000 SGD | — |
| 50,000 SGD | — |
How much Philippine Peso will you actually receive?
Estimated cost to convert SGD 1,000 to PHP with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | PHP received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Sending money? Compare SGD to PHP providers
The SGD/PHP corridor handles significant transfer volume. If you send money regularly between Singapore Dollar and Philippine Peso, even a small rate difference compounds over time. Use the provider table above to compare what you would actually receive after fees and markup.
SGD/PHP rate statistics
Is today's SGD/PHP rate good or bad?
We compare today's live Singapore Dollar to Philippine Peso mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, SGD holders get more Philippine Peso per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Philippine peso is heavily influenced by overseas remittance flows and BSP monetary policy. Remittance services compete aggressively on this corridor, so comparing providers can yield meaningful savings.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the SGD/PHP exchange rate?
The SGD/PHP rate tracks how many Philippine Peso one Singapore Dollar buys. Uniquely among major currencies, SGD is managed by the Monetary Authority of Singapore using the exchange rate itself as the primary monetary policy tool, rather than interest rates.
SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th globally - meaning it's the 10th most bought and sold currency in the world). PHP is issued by the Bangko Sentral ng Pilipinas (BSP) (ranked 28th). Full SGD profile | Full PHP profile
Singapore Dollar to Philippine Peso is popular with travellers to the Philippines and the large Filipino diaspora sending remittances home.
Is today's SGD/PHP rate good or bad?
The Singapore Dollar to Philippine Peso mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. The SGD/PHP corridor handles large remittance volumes, so specialist providers compete aggressively. Compare the final received amount across providers, not just the headline fee.
Converting Singapore Dollar to Philippine Peso? Read this first
Sending money to the Philippines? Remittances account for roughly 10% of the Philippine economy. Services like Wise compete aggressively on this corridor, often offering better rates than banks.
Watch out: Banks typically charge 3-5% on SGD to PHP transfers. Regulated online services like Wise are equally safe and usually much cheaper. Always compare the final received amount, not just the fee.
Frequently asked questions
Is now a good time to convert SGD to PHP?
Timing any currency conversion requires comparing current rates against your own financial needs and timeline rather than chasing market movements. Check the rate panel above to see where SGD/PHP stands today, then compare it against historical levels using the chart on this page to understand whether the pair is trading near recent highs or lows.
Consider your actual deadline for the conversion and how much Philippine Peso you need, rather than waiting for a perfect rate that may never come. The Monetary Authority of Singapore and Bangko Sentral ng Pilipinas both influence this pair, so monitor economic announcements from both central banks if you have flexibility in your timing.
What moves the SGD/PHP exchange rate?
Singapore's strong financial sector, trade surplus, and the Monetary Authority of Singapore's interest rate decisions typically support SGD strength, while the Philippines' economic growth, foreign direct investment, and the Bangko Sentral ng Pilipinas' policy stance influence PHP. Oil prices affect both economies differently - Singapore imports crude while the Philippines produces it, creating divergent impacts on each currency.
Regional risk sentiment, capital flows between Asian financial markets, and the relative attractiveness of Singapore's banking sector versus the Philippines' emerging market growth prospects all shift this pair. Trade volumes between the two countries and broader USD strength also play a role, since both currencies trade heavily against the US dollar.
Will Singapore Dollar get stronger or weaker against Philippine Peso?
We do not forecast currency movements. Instead, review the comparison table on this page to track how SGD/PHP has behaved over different time periods - daily, monthly, and yearly - which may reveal patterns relevant to your situation.
Factors to watch include interest rate differentials set by the Monetary Authority of Singapore and the Bangko Sentral ng Pilipinas, economic growth data from both countries, and shifts in regional capital flows. Consider consulting financial news sources that cover Singapore's export performance and the Philippines' inflation and growth outlook for the most current context.
How can I avoid fees when converting SGD to PHP?
Different providers - banks, money transfer services, and online platforms - charge different markups and fees on SGD/PHP conversions, so comparing multiple options before you commit is essential. Some banks waive fees for large transfers or premium account holders, while specialized remittance providers often compete on lower margins specifically for this corridor.
Online currency platforms may offer better rates than brick-and-mortar banks because they have lower overhead costs. Before sending, ask each provider for their all-in cost including the exchange rate, transfer fee, and any receiving fees on the Philippines side, then calculate the total peso amount you'll receive rather than just comparing headline rates.
Should I exchange Philippine Peso at home or abroad?
Exchanging SGD to PHP at a Singapore bank or authorized dealer before traveling to the Philippines often gives you access to transparent, regulated rates, whereas airport exchanges in Manila typically charge wider spreads. However, if you're sending money to family in the Philippines rather than traveling, using a dedicated remittance service or online transfer platform is usually cheaper than either airport option.
If you do exchange in Singapore, your bank will show you the exact all-in rate upfront; if you exchange in the Philippines, you may face better rates at major bank branches in Manila than at touristy areas. The key is comparing the final peso amount you receive across all your options before committing to any single provider.
How far does Singapore Dollar go in the Philippines?
One Singapore Dollar typically covers basic meals, local transport, and modest accommodations outside major tourist zones in the Philippines, though purchasing power varies significantly between Manila and provincial areas. Check the rate panel above to see the current SGD/PHP level, then use that to estimate how many pesos you'll have to spend on your specific needs - accommodation, food, transport, and activities.
A comfortable budget in Manila requires considerably more SGD per day than the same lifestyle would in provincial cities like Cebu or Davao, where many goods and services cost substantially less. Exchange rates and the cost of living in the Philippines both change over time, so research current prices for your planned activities rather than relying on outdated guidelines.
What is the cheapest way to send SGD to PHP?
Online remittance platforms and money transfer services that specialize in the Singapore-Philippines corridor typically offer lower fees and better rates than traditional banks, particularly for regular or larger amounts. Specialized providers often compete directly on cost for this popular remittance route, so comparing quotes from at least three different services - checking their published rates on the comparison table or rate panel above - reveals real savings.
Some services offer better rates for larger transfers or recurring payments, while others waive fees for first-time users, so your cheapest option depends on the amount and frequency of your sends. Banks may charge convenience through established relationships, but rarely offer the best pricing; always request the total peso payout amount from each provider before deciding, rather than just comparing headline exchange rates.
Learn more
- MAS Monetary Policy - Monetary Authority of Singapore policy
- BSP - Exchange Rates - Bangko Sentral ng Pilipinas daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.