Singapore Dollar to Chinese Yuan (SGD/CNY) Exchange Rate Today
Travel moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
SGD to CNY Conversion Table
Common amounts converted from Singapore Dollar to Chinese Yuan at today's rate.
| Singapore Dollar (SGD) | Chinese Yuan (CNY) |
|---|---|
| 1 SGD | — |
| 5 SGD | — |
| 10 SGD | — |
| 25 SGD | — |
| 50 SGD | — |
| 100 SGD | — |
| 250 SGD | — |
| 500 SGD | — |
| 1,000 SGD | — |
| 5,000 SGD | — |
| 10,000 SGD | — |
| 50,000 SGD | — |
How much Chinese Yuan will you actually receive?
Estimated cost to convert SGD 1,000 to CNY with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | CNY received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about SGD/CNY
If you are travelling and need Chinese Yuan, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
SGD/CNY rate statistics
Is today's SGD/CNY rate good or bad?
We compare today's live Singapore Dollar to Chinese Yuan mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, SGD holders get more Chinese Yuan per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the SGD/CNY exchange rate?
The SGD/CNY rate tracks how many Chinese Yuan one Singapore Dollar buys. Uniquely among major currencies, SGD is managed by the Monetary Authority of Singapore using the exchange rate itself as the primary monetary policy tool, rather than interest rates.
SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th globally - meaning it's the 10th most bought and sold currency in the world). CNY is issued by the People's Bank of China (PBOC) (ranked 5th). Full SGD profile | Full CNY profile
Is today's SGD/CNY rate good or bad?
The Singapore Dollar to Chinese Yuan mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Exchange rate regime
Note: Chinese Yuan is a managed currency with daily fixing by the People's Bank of China. International conversions typically use the offshore (CNH) rate.
Converting Singapore Dollar to Chinese Yuan? Read this first
Converting to Singapore Dollars? Singapore's money changers in shopping centres (like Mustafa Centre or The Arcade at Raffles Place) are known for offering some of the best rates in Asia. Cards are widely accepted. Singapore is expensive, so even small rate differences add up.
Watch out: The SGD/CNY rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Frequently asked questions
Is now a good time to convert SGD to CNY?
Timing currency conversions requires comparing the current SGD/CNY rate shown in the panel above against your own reference point - whether that's a rate you saw previously, a historical average, or your budget threshold. The Monetary Authority of Singapore and the People's Bank of China both influence this pair through monetary policy decisions, so tracking recent central bank statements and economic data releases from both countries can inform your decision.
Rather than waiting for a "perfect" rate, consider your actual travel dates and the strength of your Singapore Dollar savings right now, then use the rate panel to see what's available today.
What moves the SGD/CNY exchange rate?
The SGD/CNY rate responds to interest rate decisions by the Monetary Authority of Singapore and the People's Bank of China, as well as the economic growth data from both economies - Singapore's trade-dependent GDP figures and China's manufacturing output all influence this pair. Singapore's status as a global financial hub means the Singapore Dollar reacts to broader Asian risk sentiment and US dollar movements, while the Chinese Yuan is managed within a trading band by the PBOC, adding an element of official influence.
Trade flows between the two nations, inflation data, and regional geopolitical developments also drive medium - to - long - term shifts in how much Singapore Dollar you need for Chinese Yuan.
Will Singapore Dollar get stronger or weaker against Chinese Yuan?
No one can reliably forecast currency direction. What's measurable instead are the factors to watch: the interest rate differential between the Monetary Authority of Singapore and the People's Bank of China, relative inflation rates in both economies, and shifts in trade balances.
Historically this pair has shown sensitivity to Chinese economic growth announcements and Singapore's quarterly GDP reports. Review the chart above to see how SGD/CNY has behaved over recent months and years, then consider which economic indicators matter most for your travel timeline.
How can I avoid fees when converting SGD to CNY?
Exchange fees vary widely between banks, money changers, and digital payment platforms - comparing options before you commit is essential. Local money changers in Singapore often quote tighter spreads than banks for SGD to CNY conversion, though you'll want to confirm their rates match the spot rate shown in the comparison table on this page.
Using your bank's travel card or a specialist currency platform might reduce fees if you convert a larger amount, but always ask about the full cost - including any markup on the exchange rate itself - rather than focusing on the headline rate alone.
Should I exchange Chinese Yuan at home or abroad?
Exchanging Singapore Dollar to Chinese Yuan before you travel from Singapore often offers tighter spreads and rates closer to the spot rate shown in the rate panel above, since the Singapore Dollar is widely traded there. Once in China, finding favorable SGD to CNY rates becomes harder, and tourist - oriented money changers typically apply larger markups.
That said, some travelers find it convenient to exchange a smaller amount before departure and then use ATMs in China to withdraw Yuan directly from their Singapore bank account, which can sometimes offer competitive rates depending on your bank's agreements with Chinese institutions.
How far does Singapore Dollar go in China?
The purchasing power of your Singapore Dollar in China depends on the current SGD/CNY exchange rate shown in the rate panel above - check that rate, then compare typical prices in your destination against what those same items cost in Singapore. Major cities like Beijing, Shanghai, and Guangzhou have costs approaching or exceeding Singapore's, while smaller cities and rural regions generally offer lower prices for food, accommodation, and local transport.
Use the current rate to convert your Singapore Dollar budget into Chinese Yuan and research specific cities you're visiting, as cost - of - living varies dramatically across China.
What is the cheapest way to send SGD to CNY?
International bank transfers from Singapore to China typically carry fees of 20 - 50 SGD plus a currency markup, while specialist money transfer services like Wise or OFX often compete on tighter exchange rates for larger amounts. Digital payment platforms linked to your Singapore bank may offer lower costs for smaller sums, though each method charges differently based on the amount and speed of delivery you need.
For the absolute lowest cost, compare quotes from at least three providers using the same SGD amount, then check the effective rate they're offering - sometimes a slightly higher headline fee masks a better underlying exchange rate.
Learn more
- MAS Monetary Policy - Monetary Authority of Singapore policy
- PBOC Monetary Policy - People's Bank of China policy and rate announcements
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.