Singapore Dollar to Canadian Dollar (SGD/CAD) Exchange Rate Today
Travel moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
SGD to CAD Conversion Table
Common amounts converted from Singapore Dollar to Canadian Dollar at today's rate.
| Singapore Dollar (SGD) | Canadian Dollar (CAD) |
|---|---|
| 1 SGD | — |
| 5 SGD | — |
| 10 SGD | — |
| 25 SGD | — |
| 50 SGD | — |
| 100 SGD | — |
| 250 SGD | — |
| 500 SGD | — |
| 1,000 SGD | — |
| 5,000 SGD | — |
| 10,000 SGD | — |
| 50,000 SGD | — |
How much Canadian Dollar will you actually receive?
Estimated cost to convert SGD 1,000 to CAD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | CAD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Planning a trip? What to know about SGD/CAD
If you are travelling and need Canadian Dollar, the mid-market rate on this page is your benchmark. Your bank, card, or bureau de change will add their own markup. Use the provider comparison table above to see how much you would actually receive. For practical tips on getting the best rate at your destination, see the travel advice section below.
SGD/CAD rate statistics
Is today's SGD/CAD rate good or bad?
We compare today's live Singapore Dollar to Canadian Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, SGD holders get more Canadian Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the SGD/CAD exchange rate?
The SGD/CAD rate tracks how many Canadian Dollar one Singapore Dollar buys. The Canadian dollar - nicknamed the 'Loonie' - is closely tied to oil prices, since Canada is one of the world's largest energy exporters. Bank of Canada policy and US economic trends also influence CAD.
SGD is issued by the Monetary Authority of Singapore (MAS) (ranked 10th globally - meaning it's the 10th most bought and sold currency in the world). CAD is issued by the Bank of Canada (BOC) (ranked 8th). Full SGD profile | Full CAD profile
Is today's SGD/CAD rate good or bad?
The Singapore Dollar to Canadian Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Use the mid-market rate on this page as your benchmark, then compare what your bank or transfer provider actually delivers.
Converting Singapore Dollar to Canadian Dollar? Read this first
Converting to Singapore Dollars? Singapore's money changers in shopping centres (like Mustafa Centre or The Arcade at Raffles Place) are known for offering some of the best rates in Asia. Cards are widely accepted. Singapore is expensive, so even small rate differences add up.
Watch out: The SGD/CAD rate moves 24 hours a day on weekdays. If you are converting a meaningful amount, compare providers using the mid-market rate on this page as your benchmark.
Frequently asked questions
Is now a good time to convert SGD to CAD?
Timing currency conversions depends on your personal financial situation and travel timeline rather than trying to catch a perfect rate. Check the rate panel above to see where SGD/CAD stands today, then compare it against historical levels using the chart to understand whether the pair is trading near recent highs or lows.
Consider whether your travel dates are flexible - if you need Canadian dollars by a specific date, locking in a rate becomes more important than waiting for a marginally better one. The Monetary Authority of Singapore and Bank of Canada both publish economic data regularly, so reviewing upcoming interest rate decisions or economic reports from either country may help inform your timing.
What moves the SGD/CAD exchange rate?
The SGD/CAD pair responds to interest rate decisions from both the Monetary Authority of Singapore and the Bank of Canada - when one central bank raises rates while the other holds steady, it typically strengthens that currency. Commodity prices matter significantly for this pair since Canada's economy depends heavily on oil and natural gas exports, while Singapore's economy is more focused on finance and trade services.
Economic growth data, inflation reports, and trade flows between Singapore and Canada also influence the rate, as do broader risk sentiment shifts that affect commodity-linked currencies like the Canadian dollar. Political developments, monetary policy divergence, and capital flows between the two nations round out the key drivers.
Will Singapore Dollar get stronger or weaker against Canadian Dollar?
We cannot predict future exchange rate movements - currency markets depend on many unpredictable factors including central bank decisions, economic surprises, and global events. What we can tell you is that historically, this pair has been influenced by oil price trends, interest rate differentials between the Monetary Authority of Singapore and the Bank of Canada, and risk appetite in financial markets.
The best approach is to monitor economic calendars for upcoming data releases from both countries, watch central bank communications, and review the chart above regularly to see how SGD/CAD has moved in different market conditions. This context helps you understand what to watch without relying on forecasts that cannot be reliable.
How can I avoid fees when converting SGD to CAD?
Most currency conversion involves some cost - the key is understanding where fees hide and comparing total costs across providers rather than looking at the advertised exchange rate alone. Many banks embed a markup into their exchange rates without showing a separate fee, while peer-to-peer transfer services and online currency brokers often charge explicit fees but offer rates closer to the real market rate shown in the rate panel above.
For travelers, getting cash before you leave Singapore at your home bank is one option, while getting Canadian dollars from an ATM in Canada after you arrive is another - compare the total cost of each method by checking your bank's rates and fees. Using credit cards for purchases in Canada avoids currency conversion entirely and may offer fraud protection, though some cards charge foreign transaction fees, so check your card terms.
Should I exchange Canadian Dollar at home or abroad?
Exchanging before you leave Singapore generally offers more options and time to shop around, since you can visit multiple banks or money changers and compare their rates side-by-side. However, currency services in Singapore are highly competitive and transparent, so rates tend to be reasonable - check the comparison table on this page to see current market rates as your benchmark.
Once you arrive in Canada, ATMs typically offer competitive rates set by your home bank's arrangement with Canadian banks, though you may pay a withdrawal fee each time. Getting cash at a currency exchange desk in a Canadian airport usually comes with a markup, making it the most expensive option, so this is best reserved for emergency small amounts.
How far does Singapore Dollar go in Canada?
The purchasing power of SGD in Canada depends on both the current exchange rate (check the rate panel above) and the actual costs of goods, services, and accommodations in your destination. Major Canadian cities like Vancouver, Toronto, and Montreal tend to be more expensive than smaller towns, and prices vary significantly by region - housing and some imported goods may feel pricey compared to Singapore, while other items might be cheaper.
Canada's provincial sales taxes vary from 5% to 15% depending on the province, which affects your total spending, and tips are customary at restaurants (15-20%), adding to meal costs. Your daily budget depends on your travel style: backpackers spending on hostels and street food will stretch each Canadian dollar much further than travelers staying in hotels and dining at upscale restaurants.
What is the cheapest way to send SGD to CAD?
Peer-to-peer transfer services like Wise (formerly TransferWise) and Remitly typically offer the real mid-market exchange rate shown in the rate panel above plus a transparent, competitive fee - making them cheaper than banks for most transfers. International wire transfers through Singapore banks offer security and reliability but usually include higher markups on the exchange rate plus wire fees, sometimes totaling 2-4% of your transfer amount.
If you're sending larger amounts, some online currency brokers offer negotiated rates and lower fees, though minimums may apply - it's worth getting quotes from multiple providers and comparing the total SGD cost to receive a specific CAD amount. For very small amounts, the percentage fee becomes a larger cost proportionally, so a bank wire might be acceptable, but for amounts over SGD 5,000, comparing specialized transfer services usually saves money.
Learn more
- MAS Monetary Policy - Monetary Authority of Singapore policy
- Bank of Canada - Exchange Rates - Official daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.