Chinese Yuan to Hong Kong Dollar (CNY/HKD) Exchange Rate Today
Fixed rateToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
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CNY to HKD Conversion Table
Common amounts converted from Chinese Yuan to Hong Kong Dollar at today's rate.
| Chinese Yuan (CNY) | Hong Kong Dollar (HKD) |
|---|---|
| 1 CNY | — |
| 5 CNY | — |
| 10 CNY | — |
| 25 CNY | — |
| 50 CNY | — |
| 100 CNY | — |
| 250 CNY | — |
| 500 CNY | — |
| 1,000 CNY | — |
| 5,000 CNY | — |
| 10,000 CNY | — |
| 50,000 CNY | — |
How much Hong Kong Dollar will you actually receive?
Estimated cost to convert CNY 1,000 to HKD with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | HKD received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
CNY/HKD is a pegged rate - here is what that means
This currency pair involves a peg, so the exchange rate barely moves. Timing your conversion makes almost no difference. Instead, focus entirely on minimising the fees and markup charged by your provider. The provider table above shows how much each one would charge.
CNY/HKD rate statistics
Is today's CNY/HKD rate good or bad?
We compare today's live Chinese Yuan to Hong Kong Dollar mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, CNY holders get more Hong Kong Dollar per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Hong Kong dollar is pegged to USD at 7.75-7.85. For pairs involving HKD and non-USD currencies, the rate effectively mirrors the other currency's USD rate. Timing makes minimal difference - focus on fees.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the CNY/HKD exchange rate?
The CNY/HKD rate tracks how many Hong Kong Dollar one Chinese Yuan buys. The Chinese yuan is managed within a daily trading band set by the People's Bank of China. Pairs involving CNY tend to be less volatile than free-floating equivalents.
CNY is issued by the People's Bank of China (PBOC) (ranked 5th globally - meaning it's the 5th most bought and sold currency in the world). HKD is issued by the Hong Kong Monetary Authority (HKMA) (ranked 9th). Full CNY profile | Full HKD profile
Is today's CNY/HKD rate good or bad?
The Chinese Yuan to Hong Kong Dollar mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 0.5-1.5% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. Because CNY/HKD is a pegged or near-pegged rate, the bank's exchange rate risk is minimal - but they still charge for the service. Focus on fees rather than timing.
Exchange rate regime
Note: Hong Kong Dollar is pegged to USD within a 7.75-7.85 band. This means Chinese Yuan/Hong Kong Dollar effectively tracks Chinese Yuan/USD. Timing matters less than your provider's markup.
Converting Chinese Yuan to Hong Kong Dollar? Read this first
HKD is pegged to USD. Because HKD barely moves against the dollar (7.75-7.85 band), timing your conversion makes almost no difference. Focus entirely on minimizing provider fees and markup.
Watch out: While CNY/HKD barely moves due to the peg, providers still vary their markup significantly. The rate is stable, but what you actually pay isn't - focus entirely on provider fees.
Frequently asked questions
Is now a good time to convert CNY to HKD?
Whether now is a good time depends on your personal circumstances and timeline rather than market conditions, since CNY/HKD moves in a narrow band due to Hong Kong's currency peg to the US dollar. Check the rate panel above to see the current spread, then compare it to your transaction costs and your own need for Hong Kong dollars.
If you need the currency for upcoming expenses in Hong Kong, timing the market is less important than ensuring you have funds available; if you're converting speculatively, consider that pegged pairs offer limited upside from currency appreciation.
What moves the CNY/HKD exchange rate?
The CNY/HKD rate is primarily driven by movements in the Chinese Yuan against the US dollar, since the Hong Kong Monetary Authority maintains a strict peg of the Hong Kong Dollar to the US dollar. When the People's Bank of China allows the Yuan to appreciate or depreciate against the dollar, the CNY/HKD rate shifts in the same direction - the pair does not float freely.
Secondary factors include interest rate differentials between mainland China and Hong Kong, cross-border capital flows, and trade volumes between the two regions, but these operate within the constraints of Hong Kong's peg regime.
Will Chinese Yuan get stronger or weaker against Hong Kong Dollar?
We don't forecast currency movements. Instead, you can monitor the factors that influence this pair: the People's Bank of China's monetary policy stance, US dollar strength (which anchors the Hong Kong Dollar), and economic data from both mainland China and Hong Kong.
The rate panel above shows you the current exchange rate; watching it over time will give you a sense of recent trends, though past performance doesn't guarantee future results. Consider consulting multiple economic outlooks to form your own view on yuan strength relative to the dollar.
How can I avoid fees when converting CNY to HKD?
Fees vary widely depending on whether you use banks, online transfer services, or money changers, so compare the total cost (exchange rate markup plus any flat fees) across multiple providers before converting. Large banks typically charge more than specialized currency brokers or fintech platforms, though they may offer other services.
If you're converting a substantial amount, negotiate with providers - some banks and brokers offer better rates for larger transactions. Always ask for the all-in cost in advance, including hidden markups embedded in the exchange rate itself.
Should I exchange Hong Kong Dollar at home or abroad?
This depends on where you are and the competitive landscape in your location. If you're in mainland China, you'll likely exchange at banks or authorized money changers; if you're elsewhere, you may find better rates through online services that you access before traveling rather than waiting to exchange at a physical location in Hong Kong.
Hong Kong itself has competitive money changers and banks, but rates can vary significantly between institutions even within the city. Compare rates across multiple providers in your home country and in Hong Kong before deciding, and factor in any fees or markups each charges.
How far does Chinese Yuan go in Hong Kong?
The purchasing power of the yuan in Hong Kong depends on where you spend it and what you buy. Hong Kong is a high-cost city where most prices are quoted in Hong Kong dollars; while the yuan is accepted in some areas near the mainland border and by some retailers catering to mainland visitors, you'll typically need to convert to Hong Kong dollars for everyday purchases.
Check the rate panel above to see how many Hong Kong dollars one yuan currently converts to, then compare that to Hong Kong's cost of living for your intended expenses - accommodation, food, and transportation in Hong Kong generally require substantial spending in either currency.
What is the cheapest way to send CNY to HKD?
The cheapest method depends on the amount, speed, and your access to different providers. International money transfer services (like Wise, Remitly, or local alternatives) often offer competitive rates and transparent fees, while traditional bank wire transfers typically cost more but may be necessary for very large amounts.
Hong Kong's proximity to mainland China means some services offer faster, cheaper options specifically for this route - research local Chinese banks and fintech platforms with cross-border services. For smaller amounts, in-person money changers or peer-to-peer exchange might be cheaper; for larger sums, negotiated bank rates may offer the best value overall.
Why does CNY/HKD barely move?
The CNY/HKD pair barely moves because the Hong Kong Dollar is pegged to the US dollar by the Hong Kong Monetary Authority, which defends this peg rigorously through its currency board system. The rate between the two currencies therefore depends entirely on how the Chinese Yuan moves against the US dollar - when the yuan appreciates against the dollar, CNY/HKD rises; when it depreciates, the pair falls.
The Hong Kong Monetary Authority's commitment to the peg means the Hong Kong Dollar cannot freely fluctuate against the yuan, eliminating the two-way price discovery you'd see in a floating currency pair.
Learn more
- PBOC Monetary Policy - People's Bank of China policy and rate announcements
- HKMA - Linked Exchange Rate - Hong Kong's currency peg system
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.