Canadian Dollar to Philippine Peso (CAD/PHP) Exchange Rate Today
Sending moneyToday's rate, how it compares to the last 30 days, and what you'll actually pay to convert.
Mid-market rate - no bank markup 200+ currencies Free
CAD to PHP Conversion Table
Common amounts converted from Canadian Dollar to Philippine Peso at today's rate.
| Canadian Dollar (CAD) | Philippine Peso (PHP) |
|---|---|
| 1 CAD | — |
| 5 CAD | — |
| 10 CAD | — |
| 25 CAD | — |
| 50 CAD | — |
| 100 CAD | — |
| 250 CAD | — |
| 500 CAD | — |
| 1,000 CAD | — |
| 5,000 CAD | — |
| 10,000 CAD | — |
| 50,000 CAD | — |
How much Philippine Peso will you actually receive?
Estimated cost to convert CAD 1,000 to PHP with different transfer services. Fees are sourced from published pricing pages and may vary by amount, payment method, and destination.
| Service | Rate | Fee | Total Cost | PHP received |
|---|---|---|---|---|
| Mid-market rate | — | - | - | — |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| — | — | — | — | |
| Typical bank Mar 2026 | — | — | — | — |
| Bureau de change Mar 2026 | — | — | — | — |
Some links are affiliate links and may earn us a commission at no extra cost to you. This does not affect our ranking - we sort by lowest total cost to you. Fees are estimates based on published pricing and may differ from your actual quote.
Sending money? Compare CAD to PHP providers
The CAD/PHP corridor handles significant transfer volume. If you send money regularly between Canadian Dollar and Philippine Peso, even a small rate difference compounds over time. Use the provider table above to compare what you would actually receive after fees and markup.
CAD/PHP rate statistics
Is today's CAD/PHP rate good or bad?
We compare today's live Canadian Dollar to Philippine Peso mid-market rate against its 30-day and 52-week trading range. When the rate is near the top of its recent range, CAD holders get more Philippine Peso per unit - a better time to convert. When it is near the bottom, you may want to watch and wait.
The Philippine peso is heavily influenced by overseas remittance flows and BSP monetary policy. Remittance services compete aggressively on this corridor, so comparing providers can yield meaningful savings.
The live analysis below updates throughout market hours and shows exactly where today's rate sits in context.
What is the CAD/PHP exchange rate?
The CAD/PHP rate tracks how many Philippine Peso one Canadian Dollar buys. The Canadian dollar - nicknamed the 'Loonie' - is closely tied to oil prices, since Canada is one of the world's largest energy exporters. Bank of Canada policy and US economic trends also influence CAD.
CAD is issued by the Bank of Canada (BOC) (ranked 8th globally - meaning it's the 8th most bought and sold currency in the world). PHP is issued by the Bangko Sentral ng Pilipinas (BSP) (ranked 28th). Full CAD profile | Full PHP profile
Canadian Dollar to Philippine Peso is popular with travellers to the Philippines and the large Filipino diaspora sending remittances home.
Is today's CAD/PHP rate good or bad?
The Canadian Dollar to Philippine Peso mid-market rate shown above is the reference price before any provider adds fees or markup. It is not a guaranteed quote - your bank, card issuer, or transfer service will offer a different rate that includes their margin.
On a typical conversion, banks add 2-4% to this rate. The gap between the mid-market rate and what you actually receive is the real cost of converting - often larger than any flat fee. The CAD/PHP corridor handles large remittance volumes, so specialist providers compete aggressively. Compare the final received amount across providers, not just the headline fee.
Converting Canadian Dollar to Philippine Peso? Read this first
Sending money to the Philippines? Remittances account for roughly 10% of the Philippine economy. Services like Wise compete aggressively on this corridor, often offering better rates than banks.
Watch out: Banks typically charge 3-5% on CAD to PHP transfers. Regulated online services like Wise are equally safe and usually much cheaper. Always compare the final received amount, not just the fee.
Did you know?
- Canada's two-dollar coin is called the 'Toonie' - a portmanteau of 'two' and 'Loonie' (the one-dollar coin). It was introduced in 1996.
Frequently asked questions
Is now a good time to convert CAD to PHP?
The decision to convert depends on your personal financial timeline and needs rather than trying to time the market. Check the rate panel above to see where CAD/PHP stands today, then compare it against historical levels using the chart to understand whether the pair is trading at higher or lower levels than recent months.
If you need Philippine pesos for an upcoming obligation - education, medical care, or family support - your timeline may matter more than chasing a specific rate. Consider your own cash flow requirements alongside the current rate environment.
What moves the CAD/PHP exchange rate?
The CAD/PHP rate reflects differences in monetary policy between the Bank of Canada and the Bangko Sentral ng Pilipinas, with interest rate changes rippling through currency markets quickly. Commodity prices - especially crude oil, metals, and agricultural products that Canada exports - shift Canadian dollar demand in global markets, while Philippine economic growth, inflation data, and trade flows influence peso strength.
Political stability, inflation divergence between the two countries, and broader risk appetite in emerging markets also play roles: when investors flee risk, the Canadian dollar often gains relative to the peso.
Will Canadian Dollar get stronger or weaker against Philippine Peso?
We don't make forecasts about future exchange rate direction - that would require predicting decisions by central banks, commodity markets, and global economic conditions months ahead. What you can do is review the chart above to see historical patterns, track upcoming economic announcements from both central banks, and monitor commodity prices and interest rate expectations.
The factors to watch include Bank of Canada and Bangko Sentral ng Pilipinas policy meetings, Canadian employment and inflation reports, and Philippine economic data releases.
How can I avoid fees when converting CAD to PHP?
Most major banks and money transfer services charge conversion fees layered on top of the mid-market rate shown in the comparison table on this page - the difference between what they pay and what they charge you is their margin. Some options charge flat fees per transaction, while others use percentage-based markups or wider spreads; compare the total cost across providers rather than focusing on one fee type alone.
A few providers specialize in lower-cost transfers for remittances to the Philippines and may offer better rates than your local bank, though you'll need to verify their security and licensing before sending funds.
Should I exchange Philippine Peso at home or abroad?
Exchanging before you travel or send money typically gives you worse rates than you'd receive in the Philippines itself, since foreign exchange shops in Canada build in larger markups. However, for remittance transfers to family in the Philippines - rather than travel - the better approach is comparing dedicated remittance providers and international money transfer services rather than thinking about physical cash exchange.
If you do need Philippine pesos on arrival, airport exchange counters in Manila are convenient but charge more than banks or independent exchange houses elsewhere in the country, so planning ahead usually saves money.
How far does Canadian Dollar go in the Philippines?
Purchasing power varies dramatically across the Philippines - a single Canadian dollar stretches further in rural provinces than in Manila, and further in local restaurants than in shopping malls catering to tourists. Check the rate panel above to see the current CAD to PHP conversion, then use that to calculate costs in Canadian terms for specific items you're purchasing.
A meal at a neighborhood eatery might cost 200-300 pesos (a fraction of a Canadian dollar), while services, imported goods, and tourist areas price much higher; your actual spending power depends on where you spend and what you buy.
What is the cheapest way to send CAD to PHP?
Bank wire transfers, while reliable, typically charge higher fees and apply worse conversion rates than specialized remittance providers and digital money transfer services. Comparison platforms let you see costs side-by-side - enter your amount and check the comparison table on this page to see how much arrives after all fees and markups.
For regular family support, some providers offer loyalty discounts or bundle rates if you send frequently, while one-time transfers might be cheaper through a different service; the cheapest option today may not be cheapest next month if you're sending repeatedly, so check each time.
Learn more
- Bank of Canada - Exchange Rates - Official daily rates
- BSP - Exchange Rates - Bangko Sentral ng Pilipinas daily rates
How this rate is calculated
We prefer a direct rate from our primary data source when one is available. If a direct quote is unavailable, we compute a cross-rate through a major intermediary currency (usually USD or EUR). When a rate is derived rather than directly quoted, we label it on the page. Full methodology.